Get an estimate
Collateral loans · Accra

Cash today, on your device or vehicle.

Bring a valid ID and an item of value — a phone, an accessory, or a vehicle — and walk away with a fair loan. Chat with our valuation assistant first, so you know roughly what to expect before you visit.

24hrTypical turnaround
3Item categories
ID + ItemAll you need
The process

Three steps, one visit.

01

Describe your item

Chat with our assistant about your phone, accessory, or vehicle. Get an estimated loan range in minutes.

COLATR · ESTIMATE STUB
02

Bring it in

Visit with the item and a valid ID (Ghana Card, passport, or driver's licence) for a final in-person appraisal.

COLATR · APPRAISAL STUB
03

Walk away with cash

Sign the loan agreement, agree the repayment date, and collect your cash or mobile money transfer.

COLATR · PAYOUT STUB
What we accept

Three categories, to start.

Phones

Smartphones in working condition — iPhone, Samsung, Tecno, Infinix and more.

~35–50% of resale value

Accessories

Laptops, tablets, watches, headphones, gaming consoles and similar valuables.

~20–35% of resale value

Vehicles

Cars and motorbikes with valid registration — logbook required at appraisal.

~40–60% of resale value
Talk to us

Get a rough estimate now.

Colatr Valuation Assistant
ESTIMATE ONLY
Ready to visit? Leave your details.
Staff will see this and can reach out before you arrive — optional.

This chat gives a rough estimate only, based on general pricing guidelines. Final loan value is always confirmed in person after physical inspection of the item and ID verification.